Are you tired of being told ‘no’ when you try to apply for a credit card? Have you been struggling to rebuild your credit score? If so, the Applied Bank® Secured Visa® Gold Preferred® Card might be just what you need. With this card, you can build or rebuild your credit history while enjoying the purchasing power of a real Visa card.

Applied Bank believes everyone deserves a second chance for a healthier financial future. Therefore, your approval chances are greater since they don’t perform a credit check during the application process. As a credit builder, the card works well because it reports all monthly payments to the main credit bureaus in the country.

The card has a low fixed APR of 9.99% and an annual fee of just $48. To activate it, you need to put down a security deposit between $200 and $1,000 which will become your credit limit. You can increase that limit with additional deposits up to $5,000 and everything is refundable once you close your account in good standing. 

Keep reading to learn more about the application process and how you can get your Applied Bank® Secured Visa® Gold Preferred® Card today!

The online application for the Applied Bank® Secured Visa® Gold Preferred® Card is as easy as it gets. The bank will even tell you about your approval in under a minute! To apply, you have to access the Applied Bank’s official website and select the “credit cards” alternative on the drop-down menu.

Then, click on the Visa® Gold Preferred® Card alternative and read all the info provided by the company. After that, select the “get approved today” button and fill out the online form with all the requested information about you, your financial situation, income and contact details. 

After you’ve clicked “submit”, the bank will review your profile and should contact you with more information about your new Visa® Gold Preferred® Card and how to activate it.

While you can manage your account and expenses through Applied Bank’s free mobile app, you cannot request a new card on it. The application process is online via their official website as described on the topic above. Once you have the card, you can use the app to pay your bill, check your balances and much more. 

If you want an alternative to the Applied Bank® Secured Visa® Gold Preferred® Card, we’ve got you covered. The First Progress Platinum Prestige Mastercard® Secured Credit Card is also a secured card with a low APR that can help you improve your credit score. It reports all payments to credit bureaus and you can get an initial spending limit up to $2,000.

Check its main features below and compare it to the Secured Visa® Gold Preferred® Card. If you want to learn more about the application process, you can follow the recommended link.