Are you looking for a loan but don’t want to worry about lengthy bank paperwork and high interest rates? With the Oportun Personal Loans online application, you can have the cash you need in just a few easy clicks. 

Whether you are financing a home renovation or consolidating debt, Oportun has the perfect solution for your financial needs. You can borrow up to $12,000 with flexible terms up to 5 years and competitive interest rates. 

Best of all, Oportun considers more than credit scores for approval. So you can request a loan even if your current rating isn’t the best. You can even pre-qualify on their website with only a soft credit check, which prevents any harm to your score.

You can tailor the repayment plan to best fit your budget, and even apply for a secured loan depending on which U.S. state you live in. Their website offers a series of tools and resources to help you with money management and financial education as well.

This helpful lender offers fast and convenient loan applications that you can complete online without the hassle of visiting a bank or dealing with mountains of paperwork. So keep reading if you want to learn more about how the Oportun Personal Loans application works. 

The Oportun Personal Loans online application is quick, and you can have easy access to funds within just a couple of business days. To begin the process, you first have to go over to Oportun’s official website using a web browser on your computer.

Then, select “loans” on the top menu and click on “personal loans”. You can use the website’s loan calculator to have an idea of how much you’ll pay for the amount you need. Once you’re ready to apply, click on “apply now”.

The first step is to inform them of your zip code to see if they serve your location. Oportun is not available in all U.S. states, so if you reside in CT, CO, IA, ME, MD, MA, NY, WV or Washington, D.C. you won’t be able to apply. 

After entering your zip code, you’ll need to fill out a form with some personal information about yourself. You’ll also have to write down your contact details. Read their Terms & Conditions and Privacy Policy, check the box below and click on “next”.

You’ll then have to provide additional information about your income to get a pre-approved offer from Oportun. Choose whatever is best for your current situation and move on to the next step.

Upload any and all required documents and submit your application form. It usually takes about one business day for Oportun to review your request.

If you’re approved, you’ll have to choose your repayment terms and sign the documents. With direct deposit, you can have access to your funds within three business days. 

Unfortunately, you cannot complete an Oportun Personal Loans application via mobile app because the company doesn’t have one. The only way you can request a loan and manage your account is by using their official website. 

But if you’re unsure about getting a loan from Oportun, there are other options. With MoneyLion Plus Personal Loans, you can get a personal loan up to $1,000 with no credit check.

The company charges a $19,99 fee which unlocks a series of exclusive perks like credit monitoring and credit reporting to bureaus. You’ll also be able to enjoy their loyalty program and get cash back rewards. Check the link below to learn more and how to apply for it!