When you’re on a path to building or rebuilding your credit score, getting a good credit card and using it responsibly is a solid alternative. With no fees, the Petal® 2 Visa® Credit Card stands out amongst the rest. 

Issued by WebBank, Member FDIC, the Petal® 2 Visa® Credit Card provides all cardholders with the opportunity to focus on building or rebuilding their ratings.

With this card, you won’t have to worry about any kind of fees – ever. Plus, you’ll be able to earn cash back rewards on eligible purchases for everyday spending. Check some of its features below:

So, are you ready to earn while building a better financial future for yourself? Then keep reading our review and see how adding the Petal® 2 Visa® Credit Card to your wallet can help you. 

Issued by WebBank, the Petal® 2 Visa® Credit Card has a worldwide acceptance for online and in-person shopping. There are no monthly, annual or foreign transaction fees, which makes this card a valuable companion overseas or for international purchases. 

You can check if you pre-qualify in just a few minutes with only a soft pull on your credit score. People of all credit levels are welcome to try for pre-qualification.

The variable APR ranges between 16.74% – 30.74% and is based on creditworthiness.

WebBank reports all monthly payments to the three main credit bureaus, so this is a solid card for building or rebuilding credit if you use it responsibly and don’t carry a balance from month to month.

The Petal® 2 Visa® offers all cardholders up to 10% cash back on eligible merchants plus 1% cash back on eligible purchases.

You can increase that cash back to 1.5% by making 12 consecutive and on-time payments for 12 months. 

There are many benefits to this card, especially if you’re new to credit and are looking to build a solid score. However, there are a couple of drawbacks that might impact your decision to apply.

See the pros and cons below in our Petal® 2 Visa® Credit Card review.

There are only a couple of disadvantages of owning this card, but we can safely say that the pros outweigh the cons. With the Petal® 2 Visa®, you won’t get any intro offers.

Plus, you can’t do balance transfers, and there’s no introductory APR either. So it’s important to avoid carrying a balance.

You can apply for a Petal® 2 Visa® Credit Card even if you have a limited credit history.

However, if you’re not sure whether the card is available to you, you’re welcome to try for a pre-qualification without harming your credit score. 

If reading this review got you interested in applying for this card, we can help you do so. Just follow the link below and we’ll give you a complete walkthrough of the application process.

Getting your Petal® 2 card is easy and you can do it online in just a few minutes. Read on to learn more!